Business Banker - Capitec Bank Polokwane

eg. Accountant or Accounting or Kempinski



Our website is made possible by displaying online advertisements to our visitors.
Please consider supporting us by disabling your ad blocker.


Job Description: Responsibilities & Requirements


Purpose Statement

  • To provide a business centre-based Business Banking sales and service function that will retain and grow a portfolio of business clients by identifying and implementing value-adding and specialised business banking financial products solutions from a range of standard and/or customized offerings.

Experience

Minimum:

  • Banking experience of at least 3 years
  • Experience of managing a portfolio of business customers with a service and financial analysis focus.
  • Experience in preparing and motivating Credit applications 
  • Cost control and sales management 

Ideal:

  • 1+ yr spent in the Business Banking environment preparing and motivating credit application


ADVERTISEMENT

CONTINUE READING BELOW


Qualifications (Minimum)

  • Diploma in Commerce or Finance

Qualifications (Ideal or Preferred)

  • FAIS accredited as Key Individual and approved by FSCA

Knowledge

Minimum:

  • Customer relationship management (CRM) principles and techniques
  • How to interpret financial statements, balance sheets and basic financial ratios
  • Standardized business banking transactional products and other core products relevant to small enterprises
  • Business banking product offerings
  • Understanding of collateral and balance sheets
  • Multiple legal entities (companies, close corporations, sole proprietorships, etc.) in the business banking market and the legislative restrictions & requirements governing these from a financial services perspective
  • Companies and Intellectual Properties Registration Act (CPIC) for correct documentation/mandate preparation purposes
  • Knowledge of competitors offerings
  • Regulations, Acts and Codes related to the banking environment.
  • Financial Advisory and Intermediary Services Act (FAIS), the Financial Intelligence Centre Act (FICA) 

Ideal:

  • Features, benefits and value propositions of the respective company product/service offerings. 
  • Current taxation laws as they apply to customers. 
  • Good knowledge of administrative processes and procedures pertaining to Business Banking transactions


ADVERTISEMENT

CONTINUE READING BELOW


Skills

  • Interpersonal & Relationship Management Skills
  • Analytical Skills
  • Negotiation skills
  • Problem-solving skills
  • Computer Literacy (MS Word, MS Excel, MS Outlook)
  • Commercial Thinking Skills
  • Strategic Thinking Skills
  • Communications Skills
  • Influencing Skills
  • Attention to Detail
  • Decision-making skills

Conditions of Employment

  • Clear criminal and credit record
  • Willingness to work flexible hours (including Saturdays and Public Holidays)
« Go back to the jobs list


RELATED JOBS >> CLICK A JOB BELOW TO VIEW & APPLY


DISCLAIMER

  • Do not pay any fee to any Recruiter.
  • The Recruiter may amend, delete or expire jobs at any time without notification.
  • The Recruiter reserves the right not to proceed with filling the position.
  • An application will not in itself entitle the applicant to an interview.

DSPA VACANCIES & GOVERNMENT JOBS IN SOUTH AFRICA TODAY

Jobs Live is your most reliable website for latest jobs in South Africa today. If you are interested in getting genuine and reviewed job vacancies in South Africa from the best companies, then you are in the right place. Browse For DPSA vacancies, Government jobs & More. You can find LinkedIn jobs and Indeed jobs, here

TOP CAREER ARTICLES FROM EXPERTS

Job search is not an easy journey especially for job vacancies in South Africa. That is why we have engaged experts to write seasoned articles to guide your job search in South Africa. We cover interviews, cover letters, CVs, aptitude tests, workplace life, entrepreneurship, personal finance and more. Check out our career articles page today!

Top